Fixed Deposits (FDs) are one of the safest investment options, offering guaranteed returns with flexible tenure and attractive interest rates.
Experience the security and growth potential of our comprehensive fixed deposit solutions.
Guaranteed returns regardless of market fluctuations with complete capital protection.
Choose from flexible tenure options ranging from 7 days to 10 years.
Higher interest rates for senior citizens with additional benefits.
Choose between cumulative or non-cumulative interest payout options.
Get loan facility against your FD deposits up to 90% of the deposit value.
Premature withdrawal allowed with nominal penalty for emergency needs.
Simple and straightforward eligibility requirements for opening a Fixed Deposit account.
Resident Indians, NRIs, HUFs, Companies
18+ years (minors through guardians)
Varies by bank/NBFC
No upper limit
7 days to 10 years
Instant opening
Minimal documentation required to open your Fixed Deposit account quickly and easily.
FD interest rates vary based on the deposit amount, tenure, and the bank/NBFC chosen. Here are the key factors that influence your returns.
Longer tenure typically offers higher interest rates
Higher deposit amounts may get better rates
Senior citizens get additional 0.25% to 0.50% extra
Different institutions offer varying rates
Transparent fee structure with minimal charges for Fixed Deposit services.
| Particular | Charges |
|---|---|
| Premature Withdrawal Penalty | Generally 0.5% to 1% on the interest rate |
| Loan Against FD | Interest charged is usually 1-2% higher than FD interest rate |
| Nomination Facility | Free of cost |
Find answers to common questions about Fixed Deposits.
